01. Global Trust Bank has been taken over
by which among the following banks?
a)
HDFC bank; b) ICICI bank; c) Corporation
Bank; d) Oriental Bank of Commerce; e) Bank of India
02. When it comes to past and present
governors of Reserve Bank of India, which among the following is odd man out?
a)
M. Narasimhan; b) Dr. Manmohan singh; c)
Dr. Y V Reddy; d) Dr. D V Subba rao; e) Pranab Mukerjee
03. Dr. D. Subba Rao is the present
governor of Reserve Bank of India and who was his predecessor?
a)
Dr. C. Rengarajan; b) Dr. Bimal Jalan; c)
Dr Y V Reddy; d) S. Venkataramanan; e) R N Malhotra
04. Imperial Bank of India is presently
called as:
a)
Union Bank of India; b) State Bank of
India; c) Bank of India; d) Punjab National Bank; e) Reserve Bank of India
05. Where is the headquarters of
International Monetary Fund?
a)
Washington DC; b) New York; c) Manila; d)
Brussels; e) Geneva
06. What do you mean by ILFS?
a)
Infrastructure leasing and financial
services limited; b) India leasing and financial services Limited; c)
International leasing and financial services limited; d) International lending
and financial services limited; e) none of the above
07. When it comes to scheduled commercial
banks, which among the following is odd man out?
a)
State bank of India and associates; b)
Nationalised dbanks; c) Regional Rural banks; d) Foreign banks; e) Local area
banks
08. On the recommendations of which of the
following committees banks have been computerized?
a)
Goiporia committee; b) Rangarajan
committee; c) Narasimhan committee; d) Mitra committee; e) Manmohan committee
09. MICR bank code line on a cheque
consists of besides the cheque or draft numbe, nine digits number. What do the
first three digits of this number denote?
a)
Centre/city; b) Bank; c) Branch of a bank;
d) account category – current account/savings bank/cash credit account; e) none
of the above
10. You are aware of MICR code available
at the bottom of the cheque/draft and what the last three digits of a nine
digits number on a
MICR band code line denote?
a)
Centre/city; b) bank; c) branch of a bank;
d) account category – savings bank/current account/cash credit account; e) none
of the above
11. Can you say what do the middle three
digits of a nine digits number on a MICR band code line denote?
a)
Centre/city; b) bank; c) branch of a bank;
d) account category – current account/savings bank account/cash credit account;
e) none of the above
12. Smart card has been introduced on the
recommendations of which committee among the following?
a)
Rangarajan committee; b) Panneerselvam
committee; c) Saraf committee; d) Nayak committee; e) Goiporia committee
13. What is the alternative name for
Credit card which is in use for availing various facilities through the banking
channel?
a)
Pan card; b) smart card; c) electronic
cheque; d) electronic purse; e) plastic money
14. Which committee has recommended
introduction of electronic clearing service system in the banking channel?
a)
Narasimhan committee; b) Rangarajan
committee; c) Saraf committee; d) Pherwani committee
15. What do you mean by a clearing house?
a)
Collection centre for cheques and demand
drafts; b) Pooling centre for excess currencies received from the branches; c)
Collection centre for collection of tax and other receipts; d) collection
centre for issuing debit and credit cards to customers; e) none of the above
16. When it comes to Non banking finance
companies called as NBFCs, which category undertakes the acquisition of
securities and trading in such securities to earn a profit:
a)
Investment company; b) equipment leasing
company; c) hire purchase company; d) mutual benefit financial company; e) none
of the above
17. Life Insurance Corporation of India
came into force in the country on:
a)
01.09.1956; b) 01.09.1957; c) 01.09.1958;
d) 01.09.1959’ e) none of the above
18. EXIM bank was established in the
country during the year:
a)
1982; b) 1972; c) 1983; d) 1984; e) none of
the above
19. Banks in our country normally
publicise that additional interest rate is allowed on retain domestic term
deposits of
a)
Employees; b) senior citizens; c) women
depositors; d) deposits in the names of minors; e) none of the above
20. You come across the term – SMERA
through various news channels and what is the main function of SMERA?
a)
Share brokers; b) financial consultants; c)
merchant bankers; d) credit rating agencies; e) none of the above
21. What do you mean by “D” in the term
called as FEDAI?
a)
Derivative; b) dealers; c) division; d)
department; e) distinction
22. You are aware of the existing of BCSBI
– can you provide the missing words in the term: BANKING _______and ______BOARD
OF INDIA?
a)
CODES AND SETTLEMENTS; b) CODES AND
STANDARDS; c) COMPANIES AND STANDARDS; d) COMMITTEES AND SYSTEMS; e)
COMMISSIONS AND SELECTORS
23. The Chairman and Managing Director of
any bank is appointed by whom among the following?
a)
Respective banks through promotions; b)
Reserve Bank of India; c) Government of India; d) respective state government;
e) the bank managements in consultation
with their unions
24. The process of conversion of money
obtained illegally to appear to have originated from legitimate sources is
called as:
a)
Money capturing; b) anti money laundering;
c) money laundering; d) money exchanging; e) none of the above
25. What is the validity period of any
cheque as at present ?
a)
Four months; b) six months; c) three
months; d) five months; e) one year
26. You had recently opened a savings bank
account with a bank and you have been issued with a cheque book and which are
the parties connected to any cheque issue?
a)
Drawer of the cheque; b) drawee of the
cheque; c) payee of the cheque; d) all of the above; e) details incomplete
27. You had recently joined Innovative
bank and a customer has just presented a cheque favouring: “Pay to Krishnan or
bearer”. Krishnan represents which position among the following?
a)
Drawee of the cheque; b) endorser of the
cheque; c) drawer of the cheque; d) payee of the cheque; endorsee of the cheque
28. In a cheque who is called as the
drawer of the cheque?
a)
The bank on whom the cheque has been
issued; b) the accountholder who is writing the cheque; c) the person in whose
name the cheque has been issued; d) the person who encashes the cheque; e) the
person who removes the cheque from the cheque book
29. The banking laws committee was headed
by whom among the following?
a)
Rangarajan; b) Dr Manmohan singh; c)
Goiporia; d) P V Rajamannar; e) Paneerselvam
30. When it comes to know your customer
guidelines as applicable to banks, customers have been classified as detailed
below and which among the following is irrelevant?
a)
Low risk customers; b) average risk
customers; c) medium risk customers; d) high risk customers; e) none of the
above
ANSWERS:
|
1-D
|
2-E
|
3-C
|
4-B
|
5-A
|
6-A
|
7-E
|
8-B
|
9-A
|
10-C
|
|
11-B
|
12-C
|
13-E
|
14-B
|
15-A
|
16-A
|
17-A
|
18-A
|
19-B
|
20-D
|
|
21-B
|
22-B
|
23-C
|
24-C
|
25-C
|
26-D
|
27-D
|
28-B
|
29-D
|
30-B
|
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